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Signature validation

The webhook notification sent carry the x-squad-encrypted-body in the header. The hash value (x-squad-encrypted-body) is an HMAC SHA512 signature of the event payload signed using your secret key.

Sample Function (C#)

using System;
using System.Text;
using System.Security.Cryptography;
using Newtonsoft.Json;

public class Program
{
public static void Main()
{
var chargeResponse = new VirtualAccount_VM()
{
transaction_reference = "REFE52ARZHTS/1668421222619_1",
virtual_account_number = "2129125316",
principal_amount = "222.00",
settled_amount = "221.78",
fee_charged = "0.22",
transaction_date = "2022-11-14T10:20:22.619Z",
customer_identifier = "SBN1EBZEQ8",
transaction_indicator = "C",
remarks = "Transfer FROM sandbox sandbox | [SBN1EBZEQ8] TO sandbox sandbox",
currency = "NGN",
channel = "virtual-account",
meta = new MetaBody_VM()
{
freeze_transaction_ref = null,
reason_for_frozen_transaction = null
},
encrypted_body = "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"
};

String SerializedPayload = JsonConvert.SerializeObject(chargeResponse);
Console.WriteLine(SerializedPayload);
string result = "";
var secretKeyBytes = Encoding.UTF8.GetBytes("sandbox_sk_9ac9418e847972dd45f5fe845b5716ef305589808eda");
var inputBytes = Encoding.UTF8.GetBytes(SerializedPayload);
var hmac = new HMACSHA512(secretKeyBytes);
byte[] hashValue = hmac.ComputeHash(inputBytes);
result = BitConverter.ToString(hashValue).Replace("-", string.Empty);
Console.WriteLine(result);

Console.WriteLine(result.ToLower() == "18b9eb6ca68f92ca9f058da7bce6545efb12660cf75f960e552cf6098bb5ee8e71f20331dcfe0dfaea07439cc6629f901850291a39f374a1bd076c4eff1026c8");
}
}

public class VirtualAccount_VM
{
public string transaction_reference { get; set; }
public string virtual_account_number { get; set; }
public string principal_amount { get; set; }
public string settled_amount { get; set; }
public string fee_charged { get; set; }
public string transaction_date { get; set; }
public string customer_identifier { get; set; }
public string transaction_indicator { get; set; }
public string remarks { get; set; }
public string currency { get; set; }
public string channel { get; set; }
public MetaBody_VM meta { get; set; }
public string encrypted_body { get; set; }
}
public class MetaBody_VM
{
public string freeze_transaction_ref { get; set; }
public string reason_for_frozen_transaction { get; set; }
}

Sample Function (node)

const crypto = require("crypto");
const secret = "Your Squad Secret Key";
// Using Express
app.post("/MY-WEBHOOK-URL", function (req, res) {
//validate event
const hash = crypto
.createHmac("sha512", secret)
.update(JSON.stringify(body))
.digest("hex")
.toUpperCase();
if (hash == req.headers["x-squad-encrypted-body"]) {
// you can trust the event came from squad and so you can give value to customer
} else {
// this request didn't come from Squad, ignore it
}
res.send(200);
});

Sample Function (PHP)

<?php

if ((strtoupper($_SERVER['REQUEST_METHOD']) != 'POST' ) || !array_key_exists('x-squad-encrypted-body', $_SERVER) )
exit();
// Retrieve the request's body
$input = @file_get_contents("php://input");
define('SQUAD_SECRET_KEY','YOUR_SECRET_KEY'); //ENTER YOUR SECRET KEY HERE
// validate event do all at once to avoid timing attack
if($_SERVER['x-squad-encrypted-body'] !== strtoupper(hash_hmac('sha512', $input, SQUAD_SECRET_KEY)))
// The Webhook request is not from SQUAD
exit();
http_response_code(200);
// The Webhook request is from SQUAD
$body = json_decode($input);
exit();
?>

Sample Function (JAVA)

package hmacexample;
import java.io.UnsupportedEncodingException;
import java.math.BigInteger;
import java.security.InvalidKeyException;
import java.security.NoSuchAlgorithmException;
import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import org.json.JSONException;
import org.json.JSONObject;
public class HMacExample {
public static void main(String[] args) throws UnsupportedEncodingException, InvalidKeyException, NoSuchAlgorithmException, JSONException {
//This verifies that the request is from Squad

String key = "YOUR_SECRET_KEY"; //replace with your squad secret_key

String body = "BODY_OF_THE_WEBHOOK_PAYLOAD"; //Replace with body of the webhook payload

String result = "";
String HMAC_SHA512 = "HmacSHA512";
String x-squad-encrypted-body = ""; //put in the request's header value for x-squad-encrypted-body

byte [] byteKey = key.getBytes("UTF-8");
SecretKeySpec keySpec = new SecretKeySpec(byteKey, HMAC_SHA512);
Mac sha512_HMAC = Mac.getInstance(HMAC_SHA512);
sha512_HMAC.init(keySpec);
byte [] mac_data = sha512_HMAC.
doFinal(body.toString().getBytes("UTF-8"));
result = String.format("%040x", new BigInteger(1, mac_data));
while (result.length() < 128) result = "0"+ result;
if(result.toUpperCase().equals(x-squad-encrypted-body)) {
// you can trust that this is from squad
}else{
// this isn't from Squad, ignore it
}
}
}